Premier Credit Union - What's New?

Members have reported receiving text messages on their cell phones using the following wording or similar, "You have unusual activity on your credit union account." It does NOT use the name Premier Credit Union anywhere in the text message. It then refers you to the following web site: http://www.creditunion1secure.com/. If you go to that link, it will take you to a dummy site with the Credit Union 1 logo on the home page. This is NOT the real Credit Union 1 web site and it is in NO WAY affiliated with Premier Credit Union. This is a phishing scam designed to obtain your personal information. Please DO NOT go to this web site or give out any of your personal information via text or the web. The text message was sent out to various combinations of phone numbers or emails, hoping to hit upon a legitimate number that may have a related account. Please be assured that no personal account information was accessed through Premier Credit Union. The credit union will NEVER initiate a text message or email request for personal account information. If you have any questions about this scam or would like further information, please call 847-843-6500 and we will be happy to help you.

District 211 is currently in the process of renovating and expanding their facility. During the construction, there will be no access to the night depository.

The construction will, unfortunately, also affect your access to the credit union during the next several weeks. You will no longer be able to enter through the main door to the credit union. All foot traffic is being re-routed to the South Entrance. There will be signs posted to help direct you to the right place. We apologize for any inconvenience this may cause and thank you for your patience.

Premier CU’s “Take the Summer Off” program enables you to take out an auto or a personal loan and not make a payment until the end of September. Delaying your payments slightly increases your monthly payment; however, it can be just the break you need this summer!

Not in the market for a car? Don’t need a personal loan? This may be a great situation for you. If you’re making a car payment elsewhere or paying more on credit card interest, you should consider refinancing that debt to Premier CU. We may lower your total interest, plus, give you a summer break on your payments! Let’s look at some examples:

Personal loan of $5,000

Auto loan of $17,000

If you’re interested in a personal loan or auto loan and would like to delay your payments – simply call our loan department at 847.496.1634 or apply online.

All loans are subject to approval. Applicant must become a member of Premier CU to receive loan proceeds. There is no fee to join! Applicant may select their first payment date. First payment date must be on or prior to Sept. 30, 2008. Interest will begin accruing on the date the loan is closed and funds are disbursed. There is no pre-payment penalty. Offer does not apply to existing Premier CU loans.

Ticket may be purchased at any branch location*. These prices are good for Premier CU members only.

Premier Credit Union recently participated in a special debit card reissue program. The reissue was completed to enhance security measures. You should have received your new card at the end of October/beginning of November. Your new VISA Debit Card had a new expiration date and CVC number (3-digit number on the backside of the card). Your PIN remained the same.

If you have automatic payments being charged through your debit card from merchants/companies such as gyms, deferred payment plans, or Internet service providers, please notify them of the new expiration date/CVC number.

PLEASE NOTE: It is important that you activate your new debit card BEFORE March 31 2008. After that date your old card will be deactivated and no transactions will go through.

Premier CU has secured a new Northbrook location in Downtown Northbrook. The new branch, slated for July 2008, will offer expanded hours including Saturdays. The branch address is 1334 Shermer Road and is directly across from Village Green Park. There will be easy access parking off of Meadow Road that will take you to the back entrance, with additional parking right on Shermer Road. The new branch will have a 24-hour ATM for members along with a night drop for deposits. We are very excited about the new location. We believe members will enjoy the longer hours and accessibility. Watch your mail this summer for grand opening specials!

We hope the extended evening and Saturday hours enable more members to stop into the branch. The credit union will be working to expand other branch location hours in 2008.

FLEXPower Home Equity

DON'T STRESS! Get FLEXible using Premier Credit Union's FLEXPower Home Equity:

You can always trust your local, not-for-profit credit union for the best deal. Other programs are available. We'll be happy to discuss your needs and find a program that is right for you! Just give Roseann a call at 847 843-6500 x1634 or apply online!

*Prime rate as stated in the Wall Street Journal. This loan has a variable rate and may change monthly based on the prime rate stated in the Wall Street Journal.

**You may be required to reimburse costs incurred by the Credit Union if loan is closed (lien released) within one year of origination.

Home Equity Loans are Available for Vacation Homes!

Premier CU now offers home equity loans on

second homes! Need to update a kitchen? Building a deck? Looking to buy more land? Whatever your needs are...why not use the equity you’ve built in your second home to make your dreams come true? PCU offers low fixed and variable rate programs that will be a perfect match for you. Give us a call!

Home Equity Rates are low! Check them out!

Time for a Financial Check-up?
Premier Credit Union offers a no cost, no obligation financial check-up in the following areas:

Premier CU branches will have the $1 Presidential coins available for members. To learn more about the coins and the timetable for release, please click here.

Check out this mailing a Premier CU member received. The scam artists hope that an unsuspecting person would cash the check and wire the funds before the check would bounce. After the check bounces, the victim's account would be debited that amount. They would then owe the money to the credit union/bank. Click below to see the mailer.