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America's Credit Unions Equal Housing Lender
NCUA & ESI
Deposits insured to $350,000 — $100,000 federally insured by NCUA and $250,000 privately insured by ESI.
REAL ESTATE LOANS

A Loan for Every Need
Your investment in your home is worth money in your pocket. Premier CU offers a variety of Home Equity products to fit your individual needs. From lines of credit to fixed rates and term, we offer a program to fit your needs. We also offer excellent rates on Mortgage Loans.

 

  View our Home Equity Brochure to learn about our excellent home equity programs and read answers to common questions. 

Choose a loan type:

FLEXPower Home Equity (Line of Credit)
Home Equity (Fixed Rate & Term)
5-Year Balloon Home Equity
Refinance your Mortgage
Purchasing a Home

Apply for your real estate loan:

  • On Line: click here
  • In Person: Apply at one of our branches
  • By Phone: Call (847) 496-1634

FLEXPower

Home Equity Line of Credit
A FLEXPower Home Equity line of credit will give you financial power that you can use anyway you wish! Our low rates make a Home Equity loan an affordable way to finance whatever you want, whenever you need it!  Rates are as low as Prime minus .25%.   Plus, there is no application fee for a home equity line of credit loan!*

A FLEXPower loan gives you a cash reserve you can use for a variety of needs, now and in the future. As you repay your line of credit, you can access the funds as needed, up to your available credit limit. So there's no need to re-apply for additional credit.

*3rd party fees paid by the credit union may be assessed if the loan is paid-in-full and closed (lien released) within the first 12 months.

Please view our   Home Equity Brochure for program descriptions and comon Q & A.   Not sure what type of loan you need? Please contact us to see which option is right for you


Simplify - With a Fixed Rate Home Equity

Premier CU's short-term, fixed rate home equity loans are extremely popular.  If you enjoy the peace of mind of a fixed rate and a set term, this is your home equity loan.  Premier CU offers 4-, 7-, and 10-year terms at low rates.  Plus, the interest you pay may be up to 100% tax deductible.*  Lock your rate today!

Not sure what loan is right for you?  Talk with us.  We're happy to discuss your goals and work to find the program that fits your individual needs.  Ask for Roseann at 847.496.1634. 

*Each individual’s situation varies.  Please consult your tax advisor. Minimum loan amount for fixed rate home equity loans is $10,000.

Please view our   Home Equity Brochure for program descriptions and comon Q & A.   Not sure what type of loan you need? Please contact us to see which option is right for you

 


Lower Your Payment

With a 5-year Balloon

Premier CU offers a very popular 5-year balloon note.

This real estate loan can be used as a home equity (second mortgage) or as a first mortgage.  Lock into a low 5-year fixed rate and have your payments amortized up to 30 years.

After the 5-year term, you can either payoff the total balance or refinance with another Premier CU real estate product.   Talk with us.  We'll help you find the right loan that works with your goals.  Ask for Roseann at 847.496.1634.

 


Refinance Your Mortgage
If you are looking to refinance your mortgage to a lower rate or change the term, contact us.  Our mortgage department will work hard to get the best available rate for you. We'll take the time to talk over your options and find the best mortgage product for you.  Call us, we're fast, friendly and reliable.

       Mortgage Department: (847) 496-1634


1st Mortgage For Your New Home 

Purchase

Ah, the pride of ownership!  Finding your dream home is thrilling.  Premier CU is here to ensure that this exciting event remains stress free! We offer a variety of programs at very competitive rates.  Contact our mortgage department specializing in home purchases.

       Mortgage Department 

       for Home Purchases:      (877) 441-3039

Are you a first time homeowner?  Then check out our Home Buying Coach. It will help coach you through the process of finding and buying a house.

 

 

Home Center

Try our home center for strategies on getting the best deal on a new home.

Home Center

Home Buying Coach

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