Premier CU offers a variety of real estate loan programs to fit your individual needs. We offer simple, low rate home equity and first mortgage programs with no confusing pricing. Let our friendly and experienced lending staff help you choose a program that is right for you.
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NMLS#470186 NMLS#470119
Additional Financing Available through our Affiliate:
A line of credit gives you a cash reserve you can use for a variety
of needs, now and in the future. As you repay your line of credit, you can
access the funds as needed, up to your available credit
limit. This loan is convenient for those anticipating future periodic expenses, such as college tuition payments or a long-term construction project. Our low rates make a home equity
loan an affordable way to finance whatever you want, whenever
you need it!
Rates are as low as prime
Rates are variable, indexed to the prime rate
No rate "floor" or minimum rate such as with other lenders
No annual fee
Up to 20 years repayment terms
Minimum credit line of $10,000
Premier CU's fixed rate loan is a good fit for a large purchase or one time expense such as a home remodel, new roof, wedding, etc. It is also an excellent choice for those wishing to consolidate debt to a low rate at a specific term.
- 4- and 7-year terms
- Low, fixed rates
- No annual fee
This real estate loan provides more cash flow due to a lower monthly payment. The rate is fixed for 5 years and payments can be amortized for up to 30 years of repayment. Spreading the payment amount over 30 years coupled with a low rate, keeps the payment amount very low. After 5 years, members must pay the loan in full. Most members choosing this loan plan to sell the property within the next 5 years. Other members plan to refinance or anticipate funds to payoff the balance at its 5-year maturity.
- Lower monthly payments
- Low, fixed rate for 5 years
- Payments amortized for up to 30 years
- No annual fee
If you are looking to refinance your mortgage to a lower rate or change the term, contact us. Our mortgage department
will work hard to get the best available rate for you. We'll take the time to talk over your options and find the best mortgage product for you. Call us, we're fast, friendly and reliable.
- Low rates
- Simple, up-front pricing
- Personal service
- Shorter term, fixed rates available with very little fees.
Learn how you may save big money by refinancing your 1st mortgage with Premier's fixed term real estate loans.
Using the equity in your existing home for large purchases, debt consolidation, college tuition expenses, etc. can be a prudent financial option. Premier CU offers a variety of programs at very competitive rates. We're happy to discuss your options and help find a program to accomplish your goals.
Your savings insured to $500,000 — $250,000 federally insured by the National Credit Union Administration and $250,000 privately insured by ESI.