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America's Credit Unions Equal Housing Lender
NCUA & ESI
Deposits insured to $350,000 — $100,000 federally insured by NCUA and $250,000 privately insured by ESI.
AUTO LOANS



Zoom Away with a Low-Rate Premier Auto Loan

Premier Credit Union offers competitive financing for new and used autos, boats, snowmobiles, motorcycles, jet skis, and recreational vehicles. Apply online and get an instant decision!

If you're in the market for a new or used vehicle, we can help. Our auto loans offer competitive rates and convenient payment terms.

Refinances

If you are paying a higher interest rate at a finance company or bank, refinance your auto loan.  We can help you save money!

For more information please check out our Auto Loan Brochure


Choose a loan type:

New Auto Loan | Used Auto Loan
Auto Equity Loan

Apply for your vehicle loan:

  • On Line: click here
  • In Person: Apply at one of our branches
  • By Phone: Call toll-free 877-963-1212

    Get Bargaining Power!
    Before walking into a dealership, nothing else has better bargaining power than cold hard cash. Premier CU can give you that bargaining power with AUTOdraft. It’s the smart, quick, and easy way to purchase your next car.
    Learn More

New Car Loans
Choose the payment that best fits your budget.  Financing is available for any term, up to 84 months! Our credit union advantage allows us to offer lower interest rates to our members. We have a rate that will help you purchase the new car of your dreams. Current Rates

    


Used Car Loans
Our used auto rates are unbelievable. Whether you're buying from a an auto dealer or private party, you can't go wrong when you finance your used vehicle with Premier CU!  We can also help you with used auto values to help you negotiate the best deal.  Apply online and get pre-approved in an instant. Current Rates


Auto Refinancing

It happens.  You're so excited to drive away with your new car that you sign the dealership's finance papers.  Sometimes, the dealership even facilitates your decision by saying "you can always call your credit union tomorrow to do the loan, we'll just hold onto your paperwork."  Time goes by, you forget, and just begin making your payments to the finance company.

The good news is that it's not too late.  If you're paying more than the auto loan rates listed on our rates page, call us. 

Example:

                              Current Loan Bal.          Premier CU Refi

Amount Financed              $25,000                         $25,000

Annual Percentage Rate      7.25%                           5.45%

Term                               60 months                     60 months

Monthly Payment*         $506.43                       $477.03  

TOTAL SAVINGS:            $1,764

It only takes a phone call to see how much you can save.  We're looking forward to saving you money!  Please call 847-496-1634, stop in a branch, or apply online at www.mycu.org.

 

*Payment examples are approximates.  Payment amounts will vary depending on each individual's rate, term, loan amount, payment dates, etc.   Please view Premier CU's current auto rates and then use our simple financial calculator's to see how much you can save!


Auto Equity Loans
If you're a qualified homeowner, you should take advantage of Premier CU's Auto equity Loan. This unique loan allows homeowners to make their auto loan payments up to 100% tax deductible*, without taking out a full home equity real estate loan.

The loan is as simple as an auto loan. Applicants receive the same low rate as they would with a conventional auto loan. The auto is still used as collateral for the loan. However, the credit union will also file a lien on your property. This allows for the possible tax deduction. If you ever wish to sell your home or would like to remove the property lien, it is no problem. The loan simply reverts to a conventional auto loan . There are no changes to the rate or the balance. We simply release the lien**

Join the other financially savvy members who turn their auto loan into a tax advantage.

*Each individual's tax situation varies. Please consult your tax advisor.
** Real estate recording fees applies.

Current Rates

                                 

 

 

Auto Center

Looking for a new or used vehicle? Use our convenient Auto Center to search online for vehicles and receive instant pricing quotes.

Auto Center

 

Auto Loan Rate Discounts

Receive an even LOWER auto rate on your next vehicle loan by using your Premier CU VISA Scorecard Points!

Learn More


GAP

       We offer        Guaranteed Auto Protection (GAP) for new vehicles.  GAP helps pay the high-cost difference between your insurance settlement and the amount left owing on your loan in the event your new auto is destroyed beyond repair.


Learn More

 
Auto Repair

We offer Mechanical Repair Coverage (MRC) which helps pay for repairs on your car when a breakdown occurs. For a few dollars per month, you can protect your vehicle and your finances from expenses that could total hundreds or even thousands of dollars.

Learn More

 
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