(share accounts)
Earn one of the highest savings rates in the area. Since our members are the
Credit Union shareholders, earnings are paid out to the membership as dividends.
Dividends are earned on savings balances of $100 or greater. Dividends are paid monthly.
In addition to our regular Share Savings
Account, we offer club accounts that can be used to save for that special something:
You can arrange to have set amounts deposited straight into your club account right from your paycheck with direct deposit. You'll reach your target balance before you know it!
Automatic transfers from savings to checking are limited to six per month.
A loan application must be approved for an overdraft line of credit.
Save a little extra for the holiday season with a Holiday Helper Account! The Holiday Helper Account is an easy way to save for the holidays and earn extra dividends. You may open the account with a zero balance and add to it as often you like. The account matures on Oct. 31st - so you have plenty of time for shopping.
Want to make saving painless? Set up direct deposit or automatic transfer from another Premier CU account. You'll be surprised how transferring $20 a paycheck into your Holiday Helper turns into big bucks! But keep your account a secret or everyone will want to be on your gift list.
* Account begins earning dividends on average daily balances of $100 or greater. The penalty for early withdrawal is the loss of all dividends earned. This is not a fixed rate product. Rate subject to change without notice.
Finally, a money market account you can't afford not to have! You will find
the low minimum balance, high reliable yields, and flexible terms very attractive.
When looking for a money market account, make sure to read all the terms, restrictions,
and penalties associated with the account. We are confident that you’ll
find Premier CU’s money market offers optimal yields
with very little restrictions.
- Open with
as little as $1000
- Free Money Market Checks
- No monthly maintenance fees
- Federally insured investment
- 24-hour access through online
banking and PAM
Rate Information: The dividend rate, an annual percentage
yield, may change at any time, as determined by the Credit Union Board of Directors.
Compounding and Crediting: Dividends will be compounded every month. Dividends
will be credited to your account every month.
Minimum Balance Requirements: The minimum required to open this
account is $1000. You must maintain an average monthly balance of $1000 to earn
the disclosed dividend yield. Failure to maintain a minimum balance of $1000
will result in a $5 monthly fee. Review the truth-in-savings disclosure for more
account information.
Below minimum balance: . . . . . . . . $5 per month (total fee)
Excessive withdrawals: . . . . . . . . . . $2 will be charged for each
withdrawal by means of cash, check, transfer, telephonic
order, or other instruction, in excess of six during a calendar
month. ACH/electronic withdrawals are unlimited, at no charge.
Excessive check
writing: . . . . . . . . . $2 per check after 3 checks per month
NSF Fee: . . . . . . . . . . . . . . . . . . . . $25 per check
Minimum withdrawal/Check fee: . . . $20 fee will be incurred if
a check is written for below the minimum of $500
Click Here to View Current Rates!
Checks: 1st
50 checks are FREE
Minimum Balance: $1,000
Check Writing: 3 check maximum per month. Minimum
Withdrawal Amount: $500
Deposits: Unlimited deposits including ACH/electronic, payroll and transfer deposits.
Withdrawals: $500 minimum cash and check withdrawals. 6 total maximum withdrawals
per month. Unlimited ACH/electronic withdrawals.
Have more to invest? Earn greater dividends with Premier CU's Wealth Builder Money Market
Account. When you need high yields, convenience, and security, look no further. There are no monthly service fees
and you may withdraw from the account up to six times per month! Plus, your first
fifty checks are free!
The minimum to open a Wealth Builder Money Market is $100,000. Rest assured,
all Premier CU accounts are insured up to $350,000. The more you save, the more you
earn.
- Minimum opening balance: $100,000
- Insured up to $350,000
Contact us today
for more details.
We have Share Certificates with a variety of maturity dates. A low minimum required
deposit of $1000 makes it easy for people to take advantage of our certificates.
When interest rates are fluctuating, lock your savings into a guaranteed rate. Students ages 15 - 22 may open their certificates with as little as $250.
Dividends are paid quarterly. You have the option of letting the interest
remain in your Share Certificate, depositing it directly into another account,
or withdrawing it.
Whatever your investment goals, let our experienced staff help you select
the best alternatives to meet your current and future needs.
(Individual Retirement Accounts)
When it comes to investing in your future, IRAs are an excellent way to save
for retirement and allow your dividends to compound tax-free! Our IRA accounts are insured up to $500,000. PCU offers Traditional and Roth IRAs.
Since the Tax Reform Act of 1986, many people have been asking: Is the IRA still
a worthwhile investment? The fact is, today's IRA still offers tax-deferred
interest on all your deposits. In other words, the earnings on your IRA investment
accumulate tax-free until you withdraw the funds. Many individuals can still
deduct all or part of their IRA contributions.
If you are wondering whether an IRA is right for you, let PCU help you sort things out. For more information on IRAs please contact one of our branches at 847.843.6500.
IRA Investments
The Credit Union offers a variety of investments for your IRAs. We have a share account, certificates, and money market investments. All of these investments are safe, federally insured, and have no annual fees. Plan for tomorrow with an IRA today! PCU can help you save at a pace that will not exceed your budget.
If you're looking to take on more risk with your investments, speak with PCU's financial planner,
Dan Bramschreiber, at
866-661-1119 or email him at dan@helixdfw.com.
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