|
Premier Credit Union respects your privacy.
Your credit union is dedicated to protecting your personal information while
providing products and services to fit your financial needs.
Premier Credit Union has always taken precautionary measures to safeguard
our member’s information. Our members are the owners of the credit union,
and nothing is more important to us than protecting their rights of privacy.
If you have any questions after reading this notice, please do not hesitate
to contact us at 847.843.6500.
Or write to:
Premier Credit Union
22 W. Schaumburg Rd.
Schaumburg, IL 60194
We collect, retain and use information about members, including
former members, only where we reasonably believe that it will help administer
our business or provide products, services and other opportunities for our members
information we collect about you:
We collect nonpublic personal information about you from the following sources:
- Information
about your transactions with us or others;
- Information we receive from you on applications and other forms;
- Information we receive from a consumer reporting agency;
- Information obtained when verifying the information you provide on an application
or other forms. This may be obtained from your current or past employer or from
other institutions where you conduct financial transactions.
There will be instances when the credit union may find it necessary to provide
nonpublic, personal member information to nonaffiliated third parties on some
occasions. We may disclose nonpublic personal information about you to the following
types of third parties:
- Financial service providers such as mortgage service and insurance companies.
- Non-financial companies, such as consumer reporting agencies, check/share
draft companies and financial statement publishers.
Premier Credit Union will only disclose all of the information we collect
as permitted by law. We maintain physical, electronic and procedural safeguards
that comply with federal regulations to guard your nonpublic personal information.
Disclosure of Information to Parties that Provide Services to Us
In order for Premier Credit Union to ensure that we offer our members competitive
products and services, we may disclose all of the information we collect to third
parties with whom we retain joint marketing agreements. These disclosures typically
include information to process transactions on your behalf, to conduct the operations
of our credit union, and to follow your instructions as you authorize or protect
the security of our financial records. We will only work with companies that
agree to protect the confidentiality of the information we provide. We will not
allow companies to disclose the provided information to other third parties.
The credit union is not endorsing or guaranteeing the products, information
or recommendations provided by linked third party sites. The credit union is not liable for any failure of products or services advertised
on those sites. Each third party site may have a privacy policy different than Premier CU. The linked third party websites may provide less security than Premier CU's website
To insure the continued privacy and confidentiality of your personal financial
information, Premier CU observes these practices and procedures.
Information We Collect
We collect nonpublic information about you from some or all of the following
sources:
- Information we receive from you on applications or other forms, such
as your name, address, social security number, assets and income
- Information
about your transactions with us, our affiliates, or others such as your account
balance, payment history, parties to transactions and credit card usage.
- Information we receive from a consumer reporting agency, such as your creditworthiness
and credit history.
Information We Disclose
We may disclose all of the information we collect as described above to companies
that perform marketing services on our behalf or other financial institutions
with whom we have joint marketing agreements. We may also disclose information
about you under other circumstances as permitted by law.
Other Security Measures
We restrict access to nonpublic information about you to those employees
who need to know information to provide products or services to you. We maintain
physical, electronic and proceduralsafeguards that comply with Federal regulations
to guard your nonpublic personal information.
Using our Secure Website
Premier Credit Union utilizes Secure Sockets Layer (SSL) and other types of encryption to ensure data on web servers is protected. Premier Credit Union’s website contains hyperlinks to other sites maintained by other organizations. Premier Credit union does not control the content on these linked sites and is not responsible for the information provided or products solicited. Premier Credit Union does not represent either the third party or the member if the two enter into a transaction. These third parties operate with their own privacy and security policies and they may differ from those of Premier Credit union. Members may visit these sites at their own discretion.
|
